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The US is waging economic warfare against penguins and seals.

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Yeah, you read that right. The Trump Administration just placed tariffs on the Heard and McDonald Islands. The only problem is that these islands are uninhabited by humans. The only local residents are penguins and seals.

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What we've got in this edition:

• When everyone else zigs, you zag. If you haven't noticed, stocks are on sale!
• Roblox 🤝 Google. The online game platform is partnering with Google to expand its business.
• Circle IPO. The USDC stablecoin creator is planning to go public soon.

DISCLAIMER: The content in this newsletter is not monetary advice; it is for educational and informational purposes only. Stocks can be risky and speculative. Please do your own research before investing.

Week of March 31, 2025

*Stock data as of market close on April 4, 2025. Cryptocurrency data as of 5:00pm ET.

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Markets

• The Nasdaq slid into bear market territory 🐻, the Dow closed down over 2,000 points for only the fourth time in history ‼️, and over 95% of the S&P 500 traded lower on Friday, April 4 📉. This is f*ckin crazy: Stocks have lost a combined $5 trillion in the last two days, and just under $10 trillion since Trump’s inauguration on Jan 20.
• Bitcoin climbed to a weekly high of $87k on Apr 2 but finished the week off at about $84k.
• Fear and Greed Index went deeper into Extreme Fear by 18 points. If you're invested in the stock market, you might be feeling anxious or nervous. But remember what we said a few weeks ago: When everyone else is panicking, this is the signal to start buying. But don't go crazy and spend all your cash on random discounted stocks; you have to be methodical.
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Economic Reports

The Yale Budget Lab said on Mar 31 that a 20% blanket levy could push inflation up by over 2% from current levels, and diminish Americans’ buying power by $3,400 to $4,200 per household.

Goldman Sachs lowered its GDP projection for the full year by half a point, predicting GDP will rise just 1%, and upped its chances of a recession from its previous 20% estimate to 35%.

The US Dollar Index had its worst day in two years, with the dollar weakening significantly against currencies of other countries like Canada, Mexico, and South Korea.

📊 CHART

📈 Stock Picks

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$RBLX (Roblox)
📆 Publicly traded since 2021
💰 Specializes in online gaming
📍 Headquarters in San Mateo, California​
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Financial Green Flags

Based on Quarterly/Annual Earnings Report:

✅ Net income is up 32.2% Year-over-Year

✅ Diluted EPS are up 36.5% Year-over-Year

✅ Free cash flow is up 54% Year-over-Year

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Things to Consider

💡 Q4 results showed a concerning drop in daily active users from 88.9M to 85.3M, missing analysts’ 88.4M expectations.

💡 Roblox has unlocked a new revenue level beyond its in-game transactions by teaming up with Google to introduce “rewarded video ads."

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The Bottom Line

There's no hiding that the number of Roblox daily active users has declined by over 3 million, but at the same time, revenue has been going up and the company has beat EPS expectations for the last 4 quarters. The company's plan to incorporate ads that will offer in-game perks for watching up to 30-second full-screen videos has been met with some criticism, but this revenue strategy has been proven to work by Netflix and Spotify.

$CRCL (Circle)
📆 Not yet publicly traded
💰 Creator of USDC stablecoin
📍 Headquarters in New York City, New York

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Financial Green Flags

Based on S-1 filing:

✅ $1.68B in revenue and reserve income in 2024, a 15.8% increase year-over-year

✅ Revenues more than doubled since first attempt to IPO in 2022​
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Things to Consider

💡 Circle owns 26% of the stablecoin market with over $60B of USDC in circulation.

💡 According to the World Economic Forum, the total transfer volume of stablecoins hit $27.6 trillion last year, surpassing the combined volume of Visa and Mastercard transactions in 2024.

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The Bottom Line

Just to be clear, Circle has not gone public yet. It plans to do its IPO at the end of April. Based on what is publicly known, Circle has a very strong position in the stablecoin market and has a robust revenue model. It earns yield on the reserve assets it owns mostly in the form of interest and transaction fees and tokenizes them for use on chain. Like we've said before, the first few days after a stock goes public are pretty volatile. It's best practice to first observe and then decide on an entry point once the price action stabilizes.

🤖 Artificial Intelligence

• Genspark introduced a general-purpose Super Agent that beats OpenAI’s Deep Research on the industry-leading GAIA benchmark. It can perform multi-step projects, like creating a travel itinerary, finding nearby restaurants, then calling them to make reservations.
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🧪 Chemical Engineering

• Caltech researchers built a reactor that uses sunlight to create jet fuel. The system captures solar heat, using it to drive the chemical reactions that convert ethylene into longer hydrocarbon chains.
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🔍 Optical Sciences

• Silicon Valley-based Lightmatter unveiled two new components that harness light instead of electricity to dramatically speed up connections between AI chips.

Equity Crowdfunding

​Invest in Namecoach, the AI-powered platform that delivers accurate audio name pronunciations, ensuring names are pronounced correctly with ease.

Did you know that every day there are 143 million attempts at unfamiliar names made?

​Invest in AvaWatz, an AI and robotics company that uses its technology to analyze, predict, and neutralize potential public safety risks before they can materialize into threats.

Note: If you're serious about investing in any of these startups, do a Porter's Five Forces Analysis first.​
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Venture Capital

🤖 OpenAI raised $40B at a valuation of $300B with SoftBank as the lead investor.

🏦 Plaid, a fintech company, raised $575M at a valuation of $6.1B with Franklin Templeton as the lead investor.

🎬 Runway, a company that creates AI-powered content creation tools for the media and entertainment sectors, raised $308M at a valuation of $3B with General Atlantic as the lead investor.

⚛️ SandboxAQ, a quantum computing company, raised $150M at a valuation of $5.6B.

Insights from Google Trends...

🍎 Search volume for “apple stock” shot up by 200% on Apr 2:
➡️ News of tariffs going into effect caused the stock market to
dip, and Apple led the tech sell off by dropping 9%, equivalent
to $300B.

🇨🇳 Search volume for “china tariffs” shot up by 400% on Apr 4:
➡️ After the US slapped a 34% tariff on Chinese imports (in
addition to the existing 20% rate), China retaliated with a 34%
levy on US imports. Not-so-fun-fact: the vast majority of iPhones,
as well as more than 50% of Macs and 75% to 80% of iPads, are
produced in China.

Vibe Check

Thoughts on this week's newsletter?

​ 🤑🤑🤑 Keep 'em coming! ​
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​ 🤑🤑 Not great, not terrible ​
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​ 🤑 Weak sauce ​

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Thanks for reading and stay tuned for next week's edition!

- Tech Fizz Team

DISCLAIMER: The content in this newsletter is not monetary advice; it is for educational and informational purposes only. Stocks can be risky and speculative. Please do your own research before investing.